First we have the St. Peter Life Plans with Return of Premium. St. Peter Life Plans with Return of Premium is an anti-inflationary plan, meaning kung ano ang kasama sa package na inyong kinuha magmahal man ang halaga nito in the future ay iyon pa din ang ibibigay na serbisyo ng St. Peter Life Plan sa inyo. What we deliver to you would not be the money that you paid for but the memorial service that increases in value over time.
St. Peter Life Plan only has one-year contestability period; other plans have a minimum of 2 years. St. Peter Life Plan is payable in 5 years and you can choose among 5 modes of payment depending on which mode of payment is more convenient and easy for you. Pwedeng monthly, quarterly, semi-annual, annual or kung kaya naman spot cash.
St. Peter Life Plan is also transferable and assignable to any family member. Kung gustuhin o kailanganin bigla ng isang kamag-anak ang ganitong klase ng tulong, pwede po natin i-transfer or i-assign ang ating St. Peter Life Plan.
Pwede rin gamiting collateral ang St. Peter Life Plan ninyo para mag-avail ng loan. After full payment or pagkatapos ng limang taong paghuhulog sa inyong St. Peter Life Plan, maaari na po tayong mag-apply ng loan sa St. Peter Finance Corporation. May sinusunod lamang po tayong schedule kung gaano kalaki ang amount na maaari ninyong hiramin gamit ang inyong St. Peter Life Plan.
Other than these amazing features, St. Peter Life Plan also has value-added insurance coverage for insurable planholders aged 18-60 years old.
Upon death of the PLANHOLDER within five(5) years after full payment of the plan or upto his/her 65th birthday,whichever comes first, a CASH ASSISTANCE equivalent to the Pre-need price less the processing fee shall be provided the beneficiary.
In case the planholder dies in an accident, his/her beneficiary will get an Accidental Death and Dismemberment benefit, on top of the Cash Assistance, which is also equivalent to 100% of the contract price less the processing fee shall be provided the beneficiary.
Other benefits include credit life coverage and waiver of installment wherein the plan shall be rendered fully paid in case the insurable Planholder dies or incurs permanent disability for six months during the paying period.
Plus! Mayroon itong Return of Premium. The planholder will receive 20% of the contract price each year (which is the Return of Premium) beginning on
the end of the 16th year up to the end of the 20th year if the planholder is still alive. Binibigay ito annually in check sa mga planholder.
The St. Peter Traditional Plans, don't have Return of Premium. It is also anti-inflationary, with only 1-year contestability period, payable in 5 years with 5 easy modes of payment to choose from. It's transferable and assignable. Mayroon din po itong cash assistance, extended cash assistance, accidental death and dismemberment, credit life coverage and waiver of installment.
Last but not the least of the St. Peter Life Plan Products, ang pinakabago sa lahat, ang St. Peter Cremation Plans. Available only in St. Peter Life Plan Metro Manila and Davao branches, the St. Peter Cremation Plans are also anti-inflationary, with only 1-year contestability period, payable in 5 years with 5 easy modes of payment to choose from. It's transferable and assignable. It also has cash assistance, extended cash assistance, accidental death and dismemberment, credit life coverage and waiver of installment benefits.
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