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Thursday, November 22, 2012

FREQUENTLY ASKED QUESTION

1. Who can claim the benefits from my St. Peter Life Plan?

 If you are:           Legal Claimant/beneficiaries
Married & with children           spouse and/or your children
Single with children           children
Single without children           parents


2. What are the benefits that my family can claim from my St. Peter Life Plan?

Your family is entitled to the following benefits from your St. Peter Life Plan:

  • Memorial Service
  • Cash Assistance Benefit/Extended Cash Assistance Benefit (for insurable persons only)
  • Waiver of Installment
  • Accidental Death Benefit (for planholders aged 18-55)
  • Return of Premium (applicable to St. Peter Life Plan Plus only) subject to the conditions of Life Plan Contract
3. How can my family claim the benefits from my St. Peter Life Plan?

It’s easy! You just have to present the following documents to any St. Peter Life Plan, Inc. Office and they will process everything else for you! Each document is strictly released only to your family. WE PROTECT AND SAFEGUARD YOUR BEST INTERESTS.

The following are the requirements for each specific benefit from your St. Peter Life Plan:

Requirements in availing of the Memorial Service:
Life Plan Agreement (LPA) - Planholder’s copy & Policy Card
Certificate of Fully Paid Plan (if fully paid)
Branch Statement of Account
If Assigned, 1 Valid ID of Planholder and an Assignment Fee of Php250
Duly filled out Memorial Service Call Slip
Death Certificate

Requirements to claim your Cash Assistance Benefit and Extended Cash Assistance Benefit:
Death Certificate with seal and issued by the Local Civil Registrar or National Statistics Office 
Statement of Claimant/Benefciary
NSO Authenticated Birth Certificate of Planholder and Claimant/Beneficiary
Marriage Contract of the Beneficiary (if claimant is the spouse)
Photocopy of Valid ID's of the Beneficiary
Branch Statement of Account
Physician’s statement (if within contestability period and cause of death is due to illness)
Life Plan Agreement (LPA)- Planholder’s copy
Certificate of Full Payment of Plan (if fully paid)
Policy Card
Medical History (if death happened within the contestability period)

Requirements for Cash Surrender Value (CSV):
Duly accomplished Cash Surrender Value/Termination Value Application Form
At least two (2) valid IDs showing the signature of the Planholder (SSS, Driver’s License, Company ID, etc.)
Certificate of Full Payment of Plan
Policy Card
Life Plan Agreement
Marriage Contract of Planholder (if there is a change in the last name of the planholder as indicated in the LPA)

Requirements for Unrendered Service Benefit (USB):
Death Certificate
Statement of Claimant
Birth Certificate of Planholder & Claimant
Marriage Contract (if married)
Branch Statement of Account
Statement of Unrendered Service
Life Plan Agreement (LPA) – Planholder’s copy
Certificate of Full Payment of Plan (if fully paid)
Policy Card

Requirements for Waiver of Installment:
Medical Certificate & History of illness (Medical Abstract)
Birth Certificate of Planholder
Hospital Bill
Personal Investigation of the Branch Manager
Valid ID of the Planholder
Policy Card
LPA – Planholder’s copy



4. How long does it take to process my documents?

Processing of documents normally takes about 10 to 15 working days upon filing of the request for claims. The sooner you submit the complete requirements, the sooner you will get your claims.


5. Can I get my benefits in cash?

In order to protect you from unauthorized claims and unforeseen circumstances, all monetary benefits are issued in check in the name of the proper payee or deposit in your account in accordance with established banking regulations and practice.



6. Where can I (or my claimant) file my application for claims?

We have branch offices nationwide. You may file your claims at any St. Peter Life Plan Branch Office nearest you.


7. What is the St. Peter Chapels E-BUROL?

The St. Peter Chapels E-Burol is the FREE online viewing facility of St. Peter Chapels that is specifically designed and created to bridge borders and transcend boundaries and distances among and between families in support of St. Peter's lasting commitment and dedication to public service. It is the first online viewing facility in the Philippines and in the world which allows families and relatives living abroad and/or in the far end of the country to be part of the wakes of their departed loved ones thru the Internet. Using Internet-Protocl (IP) Cameras, a real time video of the wake can be accessed via the St. Peter Website atwww.stpeter.com.ph and or at www.e-burol.com.

ST. PETER CREMATION PLANS


General Features and Qualifications

Features:
• No medical examinations required 
• Easy 5-year installment payment
• 1-year contestability
• Anti-inflationary (Traditional Memorial Services) 
• Transferability (living to living)
• Assignability (living to dead) 

Qualifications:

• 18 to 60 (insurable age) with insurance benefits 
• Below 18 and above 60 (non-insurable age) without insurance benefits

PRE-NEED CREMATION PLAN (Metro Manila and Davao ONLY)

1. Full Cremation Services (only in the areas where a St. Peter accredited Crematorium is situated and available)
Rendition of generally accepted and industry standard cremation services specifically the actual cremation of the remains, grinding of the bones and separation of the ashes.

2. Exquisite Marble Urn

3. Provision of Standard Casket (St. Jude Plan)
    Metal Casket
    Full Glass
    Imported Corners and Handles
    Elegant Interiors 

4. Value-Added Insurance Coverage such as Cash Assistance and Accident Insurance

5. Transferability and Assignability Option

6. 3-day viewing in our chapels or at your own home

7. Service on call, 24 hours a day, 7 days a week









Wednesday, November 21, 2012

APPLY ST. PETER LIFE PLAN ONLINE


CLICK THE LINK TO APPLY

Avail a plan now and your 1 month will be FREE 
Contact: ADELYN D. VILLOCINO
Contact No.: 09392134589
Email: adelyn_d@yahoo.com
       
 PLAN TYPE
 Plan St. John 
Contract Price: Php  110,000.00
 Annual -  22,000.00
Semi-Annual-  11,600.00
Quarterly -  6,050.00
Monthly-  2,090.00
Note: 10% discount will be given for Spot Cash Payment

Plan St. Paul 
Contract Price: Php 50,000.00
Annual-  10,000.00
Semi_Annual-  5,300.00
Quarterly-  2,750.00
Monthly- 950.00
Note: 10% discount will be given for Spot Cash Payment

Plan St. Francis
Contract Price: Php 34,200.00
Annual-  6,840.00
Semi_Annual-  3,625.00
Quarterly-  1,880.00
Monthly-  650.00
Note: 10% discount will be given for Spot Cash Payment

General Features and Qualifications Features of the above Life Plan:
  • No medical examinations required
  • Easy 5-year installment payment
  • 1-year contestability
  • Anti-inflationary (Traditional Memorial Services)
  • Transferability (living to living)
  • [The planholder may transfer the plan to another living person.
  • However, the transferee will be entitled to the return of the contract price only if the transfer is made before the plan holder starts receiving the return of the contract price].
  • Assignability (living to dead)
  • [You may assign the plan to any deceased person, provided that the balance.
  • If any, is paid  before a service is rendered (Money Back< if there is still any, shall cease  automatically once plan is assigned)].
  • Reinstatement up to 2 years only
  • Loanable- 50% of the contract price (1 year to pay with 1.75% interest per month)
  • Money back guarantee
  • [The contract price will be returned to you in the amount equivalent to 20% of the contract price which shall be paid each year beginning at the end of the 16th year until the end of the 20th year while you are living].
  • Unrendered Services
  • [Beneficiary may receive cash value according to a schedule if memorial service is not performed or the heirs, successors or assigns of the Planholder may opt to retain the plan for the memorial services only].
  • Viewing Period of 4 Days
  • [Four (4) days in our accredited mortuary chapels, or in your home where such facility is not available].
  • Additional Cash Benefit
  • [The planholder's beneficiaries shall recieve 100% of the pre-need price if the planholder dies during the paying period or within five years (5) after the full payment of the plan and planholder has not reached age 65 upon death]
  • Accidental Death and Dismemberment
  • [Cash benefit equivalent to the pre-need price for accidental loss of life, loss of both hands, both feet, sight of both eyes or a combination thereof if the event happens within paying period and the planholder is between 18-55 years old].
  • Unpaid Balance Deemed Paid[Balance is considered paid if the planholder passes away anytime within the paying period and planholder is within 18-60 years of age at the time of the purchase of the plan].
  • Waiver of Installments[In the event of uninterrupted disability of at least 6 months during the paying period sustained prior to the planholder’s 60th birthday, the planholder is exempted from paying the installment balance].
 Qualifications:   
•18 to 60 (insurable age) with insurance benefits  
• Below 18 and above 60 (non-insurable age) without insurance benefits


Read more: http://www.sulit.com.ph/index.php/view+classifieds/id/5994281/recent/1/Apply+ST+PETER+LIFE+PLAN+online

Sunday, November 18, 2012

GENERAL FEATURES OF ST. PETER LIFE PLAN

  • No medical examinations required
  • Easy 5-year installment payment
  • 1-year contestability
  • Anti-inflationary (Traditional Memorial Services)
  • Transferability (living to living) [The planholder may transfer the plan to another living person. However, the transferee will be entitled to the return of the contract price only if the transfer is made before the plan holder starts receiving the return of the contract price].
  • Assignability (living to dead) [You may assign the plan to any deceased person, provided that the balance. If any, is paid  before a service is rendered (Money Back< if there is still any, shall cease  automatically once plan is assigned)].
  • Reinstatement up to 2 years only
  • Loanable- 50% of the contract price (1 year to pay with 1.75% interest per month)
  • Money back guarantee [The contract price will be returned to you in the amount equivalent to 20% of the contract price which shall be paid each year beginning at the end of the 16th year until the end of the 20th year while you are living].
  • Unrendered Services [Beneficiary may receive cash value according to a schedule if memorial service is not performed or the heirs, successors or assigns of the Planholder may opt to retain the plan for the memorial services only].
  • Viewing Period of 4 Days [Four (4) days in our accredited mortuary chapels, or in your home where such facility is not available].
  • Additional Cash Benefit [The planholder's beneficiaries shall recieve 100% of the pre-need price if the planholder dies during the paying period or within five years (5) after the full payment of the plan and planholder has not reached age 65 upon death]
  • Accidental Death and Dismemberment [Cash benefit equivalent to the pre-need price for accidental loss of life, loss of both hands, both feet, sight of both eyes or a combination thereof if the event happens within paying period and the planholder is between 18-55 years old].
  • Unpaid Balance Deemed Paid [Balance is considered paid if the planholder passes away anytime within the paying period and planholder is within 18-60 years of age at the time of the purchase of the plan].
  • Waiver of Installments [In the event of uninterrupted disability of at least 6 months during the paying period sustained prior to the planholder’s 60th birthday, the planholder is exempted from paying the installment balance].

 Qualifications:   
•18 to 60 (insurable age) with insurance benefits  
• Below 18 and above 60 (non-insurable age) without insurance benefits

PROMO! PROMO! PROMO!



DESCRIPTION OF WOODEN CASKET:

Wood Casket
Split Lid Cover 
Full Glass
Elegant Interiors
Imported corners and handles

BENEFITS:
29,000 CASH ASSISTANCE
ASSIGNABLE
TRANSFERABLE
NO MEDICAL EXAMINATIONS REQUIRED
FULL MEMORIAL SERVICE FOR FREE

Saturday, November 17, 2012

The Importance of Life Insurance



Life insurance is often ignored by many people.This happens ,maybe , because it talks about death ,which is a sensitive topic.But on the perspective of a realistic person, death is inevitable and it should be taken care of while there's chance. Moreover, investing in life insurance first impressions mostly have negative thoughts. Perhaps,you will say,”I don't need it .”But are you sure you don't need it when time comes?


Investing in Life insurance is a smart move one can do for himself and for his family. As a matter of fact, when a person dies ,the whole expenditure will be carried by the bereaved family. So it's helpful to have an insurance firm that will cater burial and interment expenditures.In some cases,without an insurance the whole family will have financial turmoil and this may result to arguments that will ,eventually, lead to broken family. This is why in this hard times being frugal and versatile is a great virtue to follow ,and you can start by getting yourself a life insurance.

Friday, November 16, 2012

Why should you get a St. Peter Life Plan?


•St. Peter Life Plan, Inc. is a strong and stable Life Plan company.

•St. Peter Life Plan, Inc. is an expert in DeathCare services.

•St. Peter Life Plans are the most affordable Life Plans in the market.

•St. Peter Life Plans are transferable and assignable.


•St. Peter Life Plans can be used as collateral for loans thru St. Peter Finance Corporation (after full payment).


•Cash Assistance Benefit, as provided in the Life Plan Contract, is released to the family during the interment of the deceased (Applicable for all valid claims of insurable planholders).


•St. Peter Life Plans are anti-inflationary because the actual memorial services are delivered not monetary benefits.


•St. Peter Life Plan, Inc. guarantees reliable memorial services anytime and anywhere in the country because of more than 250 St. Peter Chapels situated nationwide.


•A St. Peter Life Plan also has Value-Added Insurance Coverage other than the memorial services (for insurable planholders).


•Families should be aware of and financially prepared in the event of death.


•Having a St. Peter Life Plan provides the family security and peace of mind as it relieves the family of the funeral preparations because everything is already included and taken care of in the life plan package.


•Having a St. Peter Life Plan is better than having no memorial plan at all in the event of death.










St. Peter Life Plan with Return of Premium




St. John 
2090.00/month

Description of Metal Casket:
Metal Casket
Double Top (split and full lid covers)
Full Glass
Elegant Interiors
Imported corners and handles 



St. Paul 
950.00/month

Description of Wooden Casket:
Wood Casket
Single Top (split lid cover)
Full Glass 
First Class Interiors
Imported corners and handles



St. Francis
650.00/month

Description of Wooden Casket:
Wood Casket
Single Top (split lid cover)
Full Glass
Elegant Interiors
Imported corners and handles


  • Low monthly payments (Payable in 5 years)
  • 10% discount for outright cash purchase.
BENEFITS:
  • Cash assistance equivalent to 100% of  plan value (for natural death)
  • Cash assistance equivalent to 200% of plan value (for accidental death - ages 18-55 yrs. old)
  • Return of Premiums (ROP) starting 16th year of membership.
  • FULL MEMORIAL SERVICE PACKAGE FOR FREE with e-burol and timeless tribute.
FEATURES:
  • Transferable (living to living)
  • Assignable (living to dead).
  • Anti-inflation quality service.
  • Nationwide service coverage.










Wednesday, November 14, 2012

ST. PETER LIFE PLAN, INC


"Nawa'y lahat ng St. Peterian
ay guminhawa ang buhay nang dahil sa
St. Peter"



ST. PETER LIFE PLAN, INC. (SPLPI) is a Pre-paid DeathCare company, whichoffers traditional and affordable Life Plans to all segments of the society. Founded by Francisco “Tatay” M. Bautista, on October 23, 1970.


It is registered and licensed with the Insurance Commissions (IC) and is compliant with all Pre-Need regulations.
SPLPI maintains trust funds with the following trustee banks: Bank of the Philippine Islands (BPI), Banco De Oro (BDO), Metrobank, United Coconut Planter’s Bank (UCPB), and Rizal Commercial Banking Corporation (RCBC).

With over 40 years of experience in DeathCare services, SPLPI maintains branches and mortuary tie-ups, or affiliations with funeral service companies, in every major city and key areas all over the Philippines.

SPLPI continues to excel in its role in society as being The DeathCare Experts, by maintaining its leadership in the DeathCare Industry and in product development in the market such as, Customized At-Need and Pre-Need Packages, Death Event Management, and similar Pre-Need Plans.





St. Peter Life Plan, Inc. is part of the St. Peter Group of Companies.


We are the DeathCare Experts, the choice of every Filipino in the delivery of world-class DeathCare services.


As DeathCare Experts, we provide a holistic array of DeathCare products and services from Memorial Life Plans to Memorial Services. We deliver quality DeathCare services because of our nationwide network of Life Plan offices and Chapels. We are also a progressive partner in nation building. We always think of how we can contribute to the betterment of the society.






As DeathCare Experts and responsible citizens, we commit to improve the quality of life of St. Peterians, our Stakeholders and the Filipino people.
We believe in Unlad d’ Bayan or Unahin Natin Lagi ang Diyos and kaunlaran ng bayan will follow. We manifest this through dedicating our first hours of work in prayer as well as in singing our National Anthem and reciting the Panatang Makabayan before we begin our corporate activities.






Hindi lang Vision at Mission ang meron kami. We also have our corporate values by which we live by. It is because we are firm to these values that our customers can be sure that we can be relied upon and that we can deliver our promise of world-class DeathCare services.


Ang Vision, Mission at Corporate Values na nabanggit ko po ay Vision, Mission at Corporate Values ng lahat ng miyembro ng St. Peter Group of Companies.






Maliban sa pagiging miyembro ng St. Peter Group of Companies, ang St. Peter Life Plan, Inc. ay ang leading life plan company dito sa ating bansa sa ngayon. Hindi po insurance, education or pension plan ang produkto po namin kundi memorial life plan.


Mahigit 40 years na po kaming nagseserbisyo sa publiko kung kaya naman po ay makaksiguro po kayo na eksperto na kami pagdating sa pagtugon sa mga memorial service needs. Ang St. Peter Life Plan po ay Filipino owned, responsible at tapat na kumpanya, registered po kami sa SEC or Securities and Exchange Commission at sumusunod po kami sa patakaran ng ating gobyerno at kami po ay nabigyan ng karampatang lisensiya upang magbenta ng memorial life plans.


Isa din po sa maipagmamalaki namin at kami lamang po ang life plan company na suportado ng mahigit 250 na St. Peter Chapels na handang magserbisyo sa aming mga planholder kahit saan, kahit kailan sa buong Pilipinas.






For everybody’s information, our company’s trust funds are managed by the biggest banks in the country kaya naman po kayo ay walang dapat ikabahala.

DAPAT PAGHANDAAN


BAWAT PAMILYA, DAPAT MAY ST. PETER LIFE PLAN

ANG BUHAY NATIN AY WALANG KATIYAKAN....

WALANG NAKAKAALAM NG MAAARING MANGYARI SA HINAHARAP...


Ngunit ang Sigurado, Lahat tayo ay Tutungo rin duon...

Bakit pa kailangang sobrang mag alala at mataranta sa panahon ng di inaasahan?

Kung puwede namang PAGHANDAAN...




for 5 years lang


ay


Pwede mo ng mapaghandaan ang memorial service ng mga mahal mo sa buhay..


gaya ni 


- Lolo at Lola


- Nanay at Tatay


at 


- Para Sayo


Tuesday, November 13, 2012

INVEST WISELY




Aside from basic living expenses—rent, food, transportation and utilities—there are certain things for which you should definitely set aside money. 

Did you know that saving or spending money for certain things can help you in the future?

Auto Insurance: Protects the plan holder against financial loss in the event of an accident involving the car he/she owns.


Home insurance: Provides coverage against damage and destruction of one’s home.


Health Insurance: Covers the cost of medical treatments.


Life Insurance: Provides financial assistance to one’s family or other beneficiaries and may provide for the plan holder’s burial, funeral and other final expenses.


Education insurance: Finances the child of the plan holder’s education.


Insurance Plans

Unexpected events happen: illness, accidents, natural calamities, among others—and everyone needs to be prepared. However, some may find it difficult to spend money to acquire an insurance plan—but those who do often find themselves thankful! After all, these are lifetime assets. They protect nearly every little thing that counts in a person’s daily living. Consider spending on insurance plans as early as now for your own peace of mind. Depending on where you live, insurance types that may be available include:

Insurance brokers and agents in your community can help you understand what policy might be right for your needs.

Retirement

The earlier you save for your retirement, the better your retirement years will be. You may think that you’re still too young to think about your retirement but it’s never too early to save for your future needs. You should not always expect that your children will sustain your financial needs in your retirement years. By then, they will also have their own families to support.


Emergency Fund

Emergency funds are useful especially when an individual unexpectedly loses his/her (source of) income. Having an emergency fund eliminates anxiety when a need for money comes. The sole purpose of emergency funds is for you to meet your obligations, not your desires. So rather than spending your money on designer clothes and bags, why not try putting the money in your emergency fund instead?


So next time you make a budget, consider these necessities. You will be glad you did when the unexpected occurs.